Transform Your Future with Courses That Matter

Effective Date: January 1, 2026

Information We Collect

We collect information you provide directly to us, such as when you create an account, enroll in courses, or contact us. This may include:

• Personal identification information (name, email address, phone number)
• Educational background and learning preferences
• Payment information for course purchases
• Communications with our support team

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our courses and services
• Process transactions and send related information
• Send you technical notices, updates, and support messages
• Respond to your comments and questions
• Personalize your learning experience

Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this policy. We may share information with:

• Service providers who assist in our operations
• Legal authorities when required by law
• Business partners for joint educational programs (with your consent)

Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Your Rights

You have the right to access, update, or delete your personal information. Contact us at [email protected] to exercise these rights.

Contact Us

If you have questions about this Privacy Policy, please contact us at [email protected] or call +1 773-284-7639.

Effective Date: January 1, 2026

Acceptance of Terms

By accessing and using Courses That Matter services, you accept and agree to be bound by the terms and provision of this agreement.

Course Access and Usage

Upon successful enrollment and payment:

• You receive a non-exclusive, non-transferable license to access course content
• Course access is typically valid for 12 months from enrollment date
• You may not share login credentials or course materials with others
• Content may not be downloaded, reproduced, or distributed without permission

Payment Terms

Course fees must be paid in full before access is granted. We accept major credit cards and PayPal. All sales are final unless otherwise specified in our refund policy.

Refund Policy

We offer a 30-day money-back guarantee for most courses. Refund requests must be submitted within 30 days of purchase and before completing more than 25% of the course content.

User Conduct

You agree to use our services only for lawful purposes and in accordance with these Terms. Prohibited activities include:

• Violating any applicable laws or regulations
• Sharing course content without authorization
• Attempting to gain unauthorized access to our systems
• Harassing or intimidating other users or instructors

Intellectual Property

All course content, including videos, text, graphics, and materials, are owned by Courses That Matter or our content partners and are protected by copyright and other intellectual property laws.

Limitation of Liability

Courses That Matter shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our services.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

Contact Information

For questions regarding these Terms of Service, contact us at [email protected] or +1 773-284-7639.

Effective Date: January 1, 2026

Educational Purpose

The courses and content provided by Courses That Matter are for educational and informational purposes only. While we strive to provide accurate and up-to-date information, we make no warranties about the completeness, reliability, or accuracy of this information.

No Guarantee of Results

Individual results may vary. Success in our courses depends on various factors including:

• Individual effort and dedication
• Prior knowledge and experience
• Market conditions and opportunities
• Application of learned concepts

We do not guarantee employment, income increases, or specific career outcomes as a result of taking our courses.

Professional Advice Disclaimer

Our courses do not constitute professional advice in legal, financial, medical, or other specialized fields. Students should consult with qualified professionals before making important decisions based on course content.

Third-Party Content

Some courses may include content, links, or references to third-party resources. We are not responsible for the accuracy, availability, or content of these external resources.

Technology Requirements

Course access requires a stable internet connection and compatible device. We are not responsible for technical issues that may prevent access to course materials.

Industry Changes

Industries and technologies evolve rapidly. While we update our content regularly, some information may become outdated. Students are encouraged to supplement their learning with current industry resources.

Certification Disclaimer

Certificates of completion provided by Courses That Matter indicate successful completion of course requirements but do not constitute professional certifications or licenses unless explicitly stated.

Limitation of Warranties

Our services are provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Contact Us

If you have questions about this disclaimer, please contact us at [email protected] or call +1 773-284-7639.